biNu Privacy Policy

Effective 1st December 2009

We recognise the importance of protecting the privacy of information collected about visitors to our web site and users of our services, in particular information that is capable of identifying an individual (“personal information”). This Internet Privacy Policy governs how we collect and use your personal information and how it will be dealt with. This Internet Privacy Policy should be reviewed periodically so that you are updated on any changes. We welcome your comments and feedback.

This privacy policy applies to all of the web sites, services and products (“Services”) offered by biNu Pty Ltd (“We”, “our” and “us”). By using our products and services, you agree to our Privacy Policy set out below. The Privacy Policy relates to the collection and use of personal information you may supply to us through using our Services.

We reserve the right, at our discretion, to modify or remove portions of this Privacy Policy at any time. This Privacy Policy is in addition to any other terms and conditions applicable to the web site. We do not make any representations about third party web sites that may be linked to the web site.

Personal Information

Personal information about visitors to our site is collected only when knowingly and voluntarily submitted. For example, we may need to collect such information to provide you with further services or to answer or forward any requests or enquiries. It is our intention that this policy will protect your personal information from being dealt with in any way that is inconsistent with applicable privacy laws in Australia.

The Information biNu Collects

When you browse a biNu web site, we collect the following type of information:

• When you visit a biNu web site, biNu might set and access one or more cookies (small text files containing a string of alphanumeric characters) on your computer. We use cookies to store limited session related information so that users can access and use our web-site. Please review your web browser “Help” file to learn the proper way to modify your cookie settings.
• biNu automatically receives and logs information from your computer that your browser sends such as, IP address, browser type, and biNu cookie information, browser language, referring / exit pages and URLs, platform type, number of clicks, domain names, landing pages, pages viewed and the order of those pages, features used in the biNu application, and one or more biNu cookies that may uniquely identify your browser.
• biNu is free to use, disclose, reproduce, license and distribute any comments, suggestions and feedback to biNu regarding the use of our mobile application.

When you use biNu’s mobile application, biNu keeps collects activity information as follows:

• When you sign up for biNu’s service, we may ask for personal information during the registration process, such as a short name, mobile phone number and account password. We maintain your sensitive information, such as account passwords in an encrypted form on secure servers.
• When you use the biNu service, our servers automatically record certain information about your usage from your mobile device. These server logs may include information such as a mobile device identification number and device identifier, web requests, Internet Protocol (“IP”) address, platform type, number of clicks, pages viewed and the order of those pages, features used in the biNu mobile application, referrals related to biNu, the dates and times of your requests, and cookies that may uniquely identify your device to web based applications you used.
• biNu might maintain usage data to assist biNu in debugging its system or addressing other problems in its products or services. This usage data may include such information as your request, the date and time of your request, size of the communication, and cookies as well as client side data such as connect times, connect failures and performance problems.

Please note that end user license agreements governing the use of our Services might contain provisions regarding the collection and use of customer information which supplement or vary from this Privacy Policy, which will take precedence in governing the customer’s use of the subject products or services.

biNu processes personal information only for the purposes described in this Privacy Policy.

Use of Information

Personal information provided to biNu is used only for the purpose for which it is submitted or for such other secondary purposes that are related to the primary purpose, unless we disclose other uses in this Privacy Policy or at the time of collection. Copies of correspondence received by us, that may contain personal information, are stored as archives for record-keeping and back-up purposes only.

biNu uses information for the following general purposes:

• biNu uses your personally identifiable, registration, profile, and usage information to operate, maintain, and provide to you and other Users all of the features and functionality of the biNu Service.
• biNu uses your personally identifiable, and certain non-personally-identifiable information (such as anonymous log file information) to track and analyse user preferences and trends in order to improve the quality and design of the biNu services and to create new features, promotions, functionality, and services.
• biNu uses unique identifiers and log file information to: (a) identify your device and account to remember so that you will not have to re-enter it during your visit or the next time you visit the biNu service; (b) provide custom and personalized content, advertisements, and information; (c) monitor the effectiveness of our service or marketing campaigns; and (d) monitor aggregate usage metrics.
• biNu uses your mobile number from time-to-time for non-marketing or administrative purposes such as sending privacy or security related notices, notifying you of major biNu service changes, or for other customer service purposes.
• biNu uses your personally identifiable, registration, profile, and history information to personalize and serve advertisements specifically to you and your interests. We do not disclose who you are in this process to third parties or affiliates.
• We may combine the information you provide to us with biNu application partners and their agents in order to provide you a better customer experience without releasing personally identifying information.
• biNu may use the data collected to provide anonymous reporting for internal and external clients, for auditing and analysis in order to maintain and protect our services or to ensure the technical functionality of our service and network.

Disclosure

Apart from where you have consented or disclosure is necessary to achieve the purpose for which it was submitted, personal information may be disclosed in special situations where we have reason to believe that doing so is necessary to identify, contact or bring legal action against anyone damaging, injuring, or interfering (intentionally or unintentionally) with our rights or property, users, or anyone else who could be harmed by such activities. Also, we may disclose personal information when we believe in good faith that the law requires disclosure.

We may engage third parties to provide you with goods or services on our behalf. In that circumstance, we may disclose your personal information to those third parties in order to meet your request for goods or services.

biNu does not sell, rent or share your personal information with other companies or individuals or non-affiliated companies except following limited circumstances:

• We have your explicit permission.
• We respond to court orders, subpoenas, or legal process, or enforceable governmental request, or to establish or defend against legal claims, or exercise our legal rights.
• We believe it is necessary to access, use, preserve or disclose such information to detect, investigate, prevent, or address illegal activities, fraud, security or technical issues, or potential threats to the safety of any person, or violations of biNu’ terms of use, or to protect rights, property, or safety of biNu as required or permitted by law.
• We provide information to our subsidiaries, affiliated companies or other trusted businesses or persons who work on behalf or with biNu under confidentiality agreements and in compliance with this Privacy Policy.
• We discloses aggregate, anonymous log file and usage information in reports to interested third parties to assist those parties in understanding the usage patterns and performance results of certain advertisements, content, services, promotions, or features. For example, we may provide aggregate-level reports to an advertising partner for the purpose of showing delivery and performance statistics of a specific advertising campaign.
• If biNu is acquired by or merged with another company, biNu will provide you notice before information about you is transferred and becomes subject to a different privacy policy.

biNu might share certain limited information that does not identify you individually with third parties such as “men between the age of 18 and 65” for targeted advertisements or aggregated data, such as “number of users who used a particular application” for market research.

Security

We strive to ensure the security, integrity and privacy of personal information submitted to our sites, and we review and update our security measures in light of current technologies. Unfortunately, no data transmission over the Internet can be guaranteed to be totally secure. However, we will endeavour to take all reasonable steps to protect the personal information you may transmit to us or from our online products and services. Once we do receive your transmission, we will also make our best efforts to ensure its security on our systems.

In addition, our employees and the contractors who provide services related to our information systems are obliged to respect the confidentiality of any personal information held by us. However, we will not be held responsible for events arising from unauthorised access to your personal information.

We have reasonable procedures in place to ensure that the personal information we process is accurate, complete, and current. However it is ultimately up to our users to update or correct their personal information whenever necessary.

Access to Information

We will endeavour to take all reasonable steps to keep secure any information which we hold about you, and to keep this information accurate and up to date. If, at any time, you discover that information held about you is incorrect, you may contact us to have the information corrected.

In addition, our employees and the contractors who provide services related to our information systems are obliged to respect the confidentiality of any personal information held by us.

Links to other sites

We provide links to Web sites outside of our web sites, as well as to third party Web sites. These linked sites are not under our control, and we cannot accept responsibility for the conduct of companies linked to our website. Before disclosing your personal information on any other website, we advise you to examine the terms and conditions of using that Web site and its privacy statement.

Changes to this Privacy Policy

biNu may update this policy from time to time. We will post any Privacy Policy changes on this page. Each version of this Privacy Policy is identified by its effective date at the top of this document.

Problems or questions

If we become aware of any ongoing concerns or problems with our web sites, we will take these issues seriously and work to address these concerns. If you have any further queries relating to our Privacy Policy, or you have a problem or complaint, please contact us.

Further Privacy Information

For more information about privacy issues in Australia and protecting your privacy, visit the Australian Federal Privacy Commissioner’s web site. http://www.privacy.gov.au/